Side-by-side: where confusion starts
| Question | Path A | Path B |
|---|---|---|
| First login credential | Temp password mailed 5–7 days; EIN must match | Business ID + password same day |
| Draw request display | CDC and bank portions as separate loan numbers | Single revolving limit bar |
| Personal guarantee docs | SBA Form 148 in portal after sign in | PG on file at branch only |
| Payoff quote | CDC + bank quotes; 10-day good-through each | App quote; CPA rejects if > 48 hours old |
| Annual review | Tax return upload every fiscal year-end | Covenant review at 75% utilization |
Why NY changes SBA math
Workbooks use Capital Region commercial comps — $165/sq ft flex space vs. $142 national. The 504 Owner Workbook after trustco bank commercial login.
UCC filing visibility
Blanket UCC jargon confuses owners after trustco bank login on day two.
Print titles referenced
- 504 Owner Workbook 92 pp · CDC timing · $28.99
- UCC Plain Language Guide filing excerpts · $21.99
- Closing Script Pack laminated cards · $14.99
Ships from Glens Falls studio
Related: trustco bank mobile login · trustco bank mortgage login · full catalog